Found 10 resources.
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Medical debt is a critical challenge to Americans’ financial stability and well-being. People with medical debt are more likely to forgo needed medical care, have difficulty meeting basic needs, and face an increased risk of bankruptcy.
Recent Urban research shows there are great disparities in who carries the most medical debt. Adults who live in communities where the majority of the population are people of color are more likely to have medical debt in collections reported on their credit reports. In particular, Black adults are more likely to have difficulty paying for family medical...
Topics: Asset building, Dual-eligibles, Health, Legislation & Policy, Low-income, Medicaid / Medicare, Racial inequalities
Shared by Sandra Ware
on Oct 27, 2022 0
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We have an abundance of talent that is ready to reimagine early childhood and well-being in America for our youngest children and families, but we do not have an abundance of leadership experiences that nurture, propel, and position them as the dynamic leaders our country urgently needs.
Leadership that reflects the full diversity and genius of our communities, sectors, identities, and lived experiences matters now more than ever. In Toward A More Equitable Tomorrow: A Landscape Analysis of Early Childhood Leadership, we uncover the essentials for future leadership investments that value...
Topics: Advocacy, Asset building, Child welfare, CLPHA, Early childhood, Housing, Legislation & Policy, Racial inequalities, Research, Supportive housing, Sustainability, Youth
Shared by Karina George
on Jun 27, 2022 0
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Grand Rapids, Michigan, is one of the fastest-growing US cities with economic opportunities for businesses. We jumped to the top of polls for the best cities to start a business in 2015 and have maintained top rankings ever since. We also top national lists for best places to call home and raise a family. This does not tell the whole story, though. Communities of color struggle to thrive here. We rank among the worst large US cities for African Americans economically. Almost 40 percent of African Americans in our city live in poverty. They are three times as likely to be unemployed as whites...
Topics: Asset building, Broadband, Data sharing, Health, Partnerships, Racial inequalities
Shared by Housing Is
on Apr 16, 2019 0
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Housing is at the epicenter of all opportunities and outcomes. It is the first rung on the ladder to economic opportunity, and a person’s access to opportunity is linked with that of their community. From health, to economic mobility, to educational opportunity, to racial equity, and beyond, housing shapes families and communities.
Topics: Asset building, Education, Health, Homelessness, Housing, Low-income, Mobility, Racial inequalities
Shared by Housing Is
on Mar 28, 2019 0
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As a result of decades of legalized discrimination in the housing industry, huge racial disparities in homeownership still exist today. This is not acceptable in a country founded on equal opportunity. Nationally, 72 percent of white households own a home, compared to only 42 percent of black households and 46 percent of Hispanic households. Homes typically make up the largest portion of a family’s overall wealth, so these disparities in homeownership are the most significant factor in the racial wealth gap.
Topics: Asset building, Housing, Legislation & Policy, Racial inequalities
Shared by Housing Is
on Mar 11, 2019 0
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Over the past decade, the real estate fortunes for African Americans have reversed course. Despite a strengthening economy, including record low unemployment and higher wages for black workers, homeownership levels for that group have dropped incrementally almost every year since 2004. It fell to 43 percent in 2017, virtually erasing all of the gains made since the passage of the Fair Housing Act in 1968, landmark legislation outlawing housing discrimination.
Topics: Asset building, Community development, Housing, Legislation & Policy, Racial inequalities
Shared by Housing Is
on Mar 11, 2019 0
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In many cities, low-income residents live far from available jobs, and employers can’t find people to fill open positions. Economists call this “spatial mismatch”—a mismatch between where jobs are located and where job seekers live, which can cause high unemployment rates and lead to longer spells of joblessness.
Topics: Asset building, Racial inequalities, Research, Transportation, Workforce development
Shared by Mica O'Brien
on Feb 28, 2019 0
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When we stereotype or lazily assume low-wage workers to be “low skill,” it reinforces an often unspoken and pernicious view that they lack intelligence and ambition, maybe even the potential to master “higher-order” skilled work. In an economy that is supposed to operate as a meritocracy—but rarely does—too often, we see low wages and assume both the work and workers are low-value. This bias makes us overlook people for better-paying positions in which they might have excelled, hindering their social mobility.
Topics: Asset building, Low-income, Racial inequalities, Workforce development
Shared by Housing Is
on Feb 19, 2019 0
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Affordable housing campaigns are not new, of course, but what is unprecedented and transformative about Opportunity Starts at Home is the scope and diversity of the partners that are joining forces to advocate for more robust and equitable federal housing policies. The campaign is advised by a Steering Committee including leading national organizations representing a wide range of interests that are working shoulder-to-shoulder to solve the affordable housing crisis.
Topics: Asset building, Child welfare, CLPHA, Community development, Early childhood, Education, Food insecurity, Funding, Health, Homelessness, Housing, Immigrants, Legislation & Policy, Low-income, Mobility, Out-of-school time, Partnerships, Racial inequalities, Safety, Seniors, Stability, Substance abuse, Youth
Shared by Mica O'Brien
on Jan 24, 2019 0
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Recent research shows that social safety net programs benefit everyone.
Topics: Asset building, Child welfare, Community development, Food insecurity, Legislation & Policy, Medicaid / Medicare, Racial inequalities, Research, Workforce development
Shared by Mica O'Brien
on Dec 6, 2018