Found 5 resources.
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Medical debt is a critical challenge to Americans’ financial stability and well-being. People with medical debt are more likely to forgo needed medical care, have difficulty meeting basic needs, and face an increased risk of bankruptcy.
Recent Urban research shows there are great disparities in who carries the most medical debt. Adults who live in communities where the majority of the population are people of color are more likely to have medical debt in collections reported on their credit reports. In particular, Black adults are more likely to have difficulty paying for family medical...
Topics: Asset building, Dual-eligibles, Health, Legislation & Policy, Low-income, Medicaid / Medicare, Racial inequalities
Shared by Sandra Ware
on Oct 27, 2022 0
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A whole host of factors — such as friends, housing and transportation — affect a person’s health and how much they need the social safety net. It’s time the government’s big health insurance programs took this reality into account, some lawmakers and policymakers are starting to argue.
Topics: Asset building, Cost effectiveness, Disabilities, Education, Food insecurity, Funding, Health, Homelessness, Housing, Legislation & Policy, Low-income, Medicaid / Medicare, Seniors, Transportation, Workforce development
Shared by Housing Is
on Jan 25, 2019 0
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As the Trump Administration continues to encourage states to take Medicaid coverage away from people who don’t meet a work requirement, a new report describes Montana’s promising alternative: a workforce promotion program that targets state resources toward reducing barriers to work.
Topics: Affordable Care Act, Asset building, Health, Legislation & Policy, Low-income, Medicaid / Medicare, Partnerships, Research, Workforce development
Shared by Housing Is
on Dec 11, 2018 0
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Recent research shows that social safety net programs benefit everyone.
Topics: Asset building, Child welfare, Community development, Food insecurity, Legislation & Policy, Medicaid / Medicare, Racial inequalities, Research, Workforce development
Shared by Mica O'Brien
on Dec 6, 2018 0
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Annuities, long-term care insurance (LTCI), and reverse mortgages appear to offer important consumption smoothing benefits to the elderly, yet private markets for these products are small. A prominent idea is to combine LTCI and annuities to alleviate both supply (selection) and demand (liquidity) problems in these markets. This paper shows that if consumers typically liquidate home equity only in the event of illness, then LTCI and annuities become substitutes and less attractive. Simulations confirm that without home equity loans, both LTCI and constant real annuities may be welfare...
Topics: Asset building, Health, Housing, Medicaid / Medicare, Seniors
Shared by Housing Is
on Aug 9, 2018